It is a common misconception that only the ‘uber rich’ need an estate plan, when in actuality, everyone should have a plan.

People approaching retirement ponder numerous questions. However, I’ve found that many of the most important questions revolve around the word ‘when.’

There is no Florida estate tax, although you may still be subject to the federal estate tax. It's one of 38 states in the country that doesn't levy a tax on estates, regardless of size.

Everyone needs to worry about estate planning. That planning doesn’t only pertain to what happens when you die but what could happen if you end up incapacitated.

A primary benefit of using TOD/POD designations is that assets held in the account will pass automatically to the beneficiary without having to go through probate.

Most estate planning starts with a will. The legal document covers what to do with your assets and provides important direction on the care for minor children.